HDFC BizBlack Metal Credit Card Review | Features and Benefits

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HDFC BizBlack Metal Credit Card Review | Features and Benefits

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Let’s start this card With joining and renewal fees this Card joining and renewal fee is
₹1000000 plus taxes renewal fee waiver If you talk about last year If you spend minimum Rs 7.5 lakh then your Renewal fee waives now if welcome Talking about benefits, you will get Club Marriott annual membership is available along with If you within 90 days of card issue If you spend ₹1 lakh then you Get Taj Stay Voucher worth ₹5000000 A True No Renewal Benefit on the Card Now let’s talk about the features of this card.

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Spend Buzz talks about benefits and lounges If you do primary and addon card Holders get unlimited compliant There are also more at Indian airport terminals Another life even at overseas airports Style benefits available on this card He remains of the Gulf on this card you will get a Six Compliant in QuarterTalk after non-spent beige benefits in Let’s spend this card In terms of benefits, you will get every ₹ 1 business.

You get five reward points on expenditure See you and on some spence you get 5x i.e. That you get 25 reward points for every ₹1 On expenses and this spend is bill payments Income Tax through Page App and Smart Pay Payments through Income Tax Department website

Trip My Bizz and AA 365 These 5x rewards are available through Newly
Maximum you can withdraw in one statement cycle is Rs 7500 Can earn reward points only and You will get 5x rewards only if your Minimum ₹5000000 in one statement cycle
If there is an expense of Rs. 1000 then one more statement cycle.

There is a total upper gap of lakh points in You will get spend based milestones on this card If we also get ₹ 5000000 every 1 year Ka Smart Buy Ka Flight Voucher or Taj
You can get stay voucher for a maximum of Rs 20000. You can earn vouchers in 1 year, talk now Let’s do that with the reward points you have earned.


If you have done so then how can you redeem them? First of all, keep in mind that the reward Validity of points is now 3 years let’s talk about what you have
There are redemption options so if you want to redeem the rewards Points in cashback i.e. statement If you redeem in credit, you will get one You get value of point 30 paisa
Minimum 2500 reward points to redeem You will have to submit a statement for credit if you.

These points can be found in the product catalog or If redeemed against vouchers You get value of one point 35 paisa You can avail discount on select products and vouchers Value only you get rewarded at maximum 70 You can pay with points, the rest you can pay in your You will have to pay by card, this is the next option.

That you can buy these points smartly Flights and hotels on the platform
Can redeem against in this case You will get the value of one point for every ₹1 you spend. Which flights and hotel bookings Its value is only 50 points. You can pay the rest from your credit card Have to pay is the last redemption option that You can convert these points into air miles. You can do this from one point to another.


You get miles by clubbing these points. Chris of Vistara Singapore Airlines
Can convert to Flyer and InterMiles These were the features of this card and
Benefits of this card The fee is a super Same as premium card but sadly
Welcome benefits are not that good Renewal benefits available on this card Not only this, but renewal fee waiver Criteria because a business card That’s fine except that Lifestyle Benefits for Businessman Nice Edge Unlimited Lounges and Golf Now you get the great benefit of If we talk about return of the card, first of all According to us, if you travel a lot Only then consider this card because Returns are good only in the form of travel.

So if you get smart buy or chris If you use points on flyer then your base Returns become 3.3 with up to 1 on Extra returns are available on milestones Your Returns Through Accelerated Points Up to 16.5 but accelerated Rewards you in one statement cycle only ₹ You can get this little at a cost of Rs 6250 only.

Overall it is less according to us, if any a little Accelerated Spence and Milestones If he also achieves then he will be around 6 to 7. Returns can be received easily at 6 to 7 pm Return for a Business Card is Definitely Not bad and on which categories you get rewards You are getting general information on those categories.

Rewards are not available and anyway all this Don’t even do it on spence personal cards You should because the bank may cancel your card also. Can do according to us if your years Have minimum business expenses of Rs 7.5 lakh And if you like to travel then this Card you can definitely take this one It’s a very good business card with all these things Keeping this in mind we rate this card Will do four on five

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